Services « Neuwirth Associates Consulting

Silver Divorce: Simplify a Painful Process

Our team of experts supports family lawyers, CPAs, and financial advisors in their efforts to help their clients navigate through a Silver Divorce. Our mission is to ease potentially devastating financial consequences and/or extremely long timelines associated with so many divorces that involve older couples.

Retirement Income Strategies/Decumulation

Neuwirth Associates differentiates itself by viewing retirement income planning (the decumulation problem) as an actuarial problem of cash flow matching and risk management. Our team focuses on the four unique risks (e.g., the sequence of returns, longevity, “spike expense,” and taxes) that retirees must face once they stop working and begin to draw on their accumulated assets to live on for the rest of their lives.

Life Insurance and Annuity Product Analysis

These products are essential tools for providing security and risk mitigation throughout life. Both Pete Neuwirth and Barry Sacks have had decades of experience analyzing and consulting on a wide variety of both annuity contracts and life insurance policies, including complex, innovative products (e.g., IUL, QLACs, Private Placement VUL, etc) that have been developed in the last few years to address the changing financial security and retirement income needs of retirees and those seeking to insure against both mortality and longevity risk.

Other Actuarial Consulting Services

Neuwirth Associates can also help individuals and advisors with other financial planning problems where an actuarial perspective is particularly helpful and where our team members have deep experience. Examples include consulting on Corporate Owned Life Insurance, Executive Benefits, and Planned Gifts like CGA, CRT’s, and complicated bequests.